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WaterStone Bank, SSB
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WaterStone Bank, SSB
| RSSD ID 310978 | CERTIFICATE 28513 | ABA NUMBER 275071770 |
| 11200 W Plank Ct |
Quarter Ended : |
2026-06-30 |
| Wauwatosa, Wisconsin, 53226 |
Updated : |
2026-07-27 |
| www.wsbonline.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
607 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,252,894 |
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Total Interest Income | 59,051 |
| Total Liabilities | 1,921,393 |
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Total NonInterest Income | 44,028 |
| Total Bank Equity Capital | 331,501 |
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Total Interest Expense | 27,168 |
| Total Deposits | 1,469,847 |
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Total NonInterest Expense | 57,289 |
| Net Loans & Leases | 1,665,997 |
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Net Income | 14,409 |
| Loan Loss Allowance | 17,884 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 362,782 |
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Total loans | 1,799,170 |
| Total assets for the leverage ratio | 2,229,765 |
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Loans secured by real estate: | 1,763,133 |
| Tier 1 Leverage Ratio | 15.43 |
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Commercial and industrial loans | 35,343 |
| Tier 1 Capital Ratio | 18.66 |
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Loans to individuals - Credit Cards | 694 |
| Total Capital Ratio | 19.68 |
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Loans to individuals - Other | 0 |
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