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 WaterStone Bank, SSB
WaterStone Bank, SSB
| RSSD ID 310978 | CERTIFICATE 28513 | ABA NUMBER 275071770 |
| 11200 W Plank Ct |
Quarter Ended : |
2025-12-31 |
| Wauwatosa, Wisconsin, 53226 |
Updated : |
2026-02-11 |
| www.wsbonline.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
593 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,259,133 |
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Total Interest Income | 117,219 |
| Total Liabilities | 1,921,326 |
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Total NonInterest Income | 84,318 |
| Total Bank Equity Capital | 337,807 |
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Total Interest Expense | 59,446 |
| Total Deposits | 1,476,199 |
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Total NonInterest Expense | 110,348 |
| Net Loans & Leases | 1,658,074 |
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Net Income | 26,174 |
| Loan Loss Allowance | 17,478 |
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Net Charge Offs | (122) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 367,517 |
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Total loans | 1,842,908 |
| Total assets for the leverage ratio | 2,263,821 |
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Loans secured by real estate: | 1,776,753 |
| Tier 1 Leverage Ratio | 15.43 |
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Commercial and industrial loans | 31,883 |
| Tier 1 Capital Ratio | 19.47 |
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Loans to individuals - Credit Cards | 809 |
| Total Capital Ratio | 20.49 |
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Loans to individuals - Other | 89 |
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:· WaterStone Bank, SSB
