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WaterStone Bank, SSB
WaterStone Bank, SSB
| RSSD ID 310978 | CERTIFICATE 28513 | ABA NUMBER 275071770 |
| 11200 W Plank Ct |
Quarter Ended : |
2025-09-30 |
| Wauwatosa, Wisconsin, 53226 |
Updated : |
2025-10-24 |
| www.wsbonline.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
602 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,268,424 |
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Total Interest Income | 86,773 |
| Total Liabilities | 1,935,275 |
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Total NonInterest Income | 62,841 |
| Total Bank Equity Capital | 333,149 |
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Total Interest Expense | 45,027 |
| Total Deposits | 1,433,899 |
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Total NonInterest Expense | 82,196 |
| Net Loans & Leases | 1,697,166 |
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Net Income | 18,566 |
| Loan Loss Allowance | 17,670 |
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Net Charge Offs | (22) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 364,300 |
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Total loans | 1,809,600 |
| Total assets for the leverage ratio | 2,223,153 |
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Loans secured by real estate: | 1,777,363 |
| Tier 1 Leverage Ratio | 15.55 |
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Commercial and industrial loans | 31,335 |
| Tier 1 Capital Ratio | 18.78 |
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Loans to individuals - Credit Cards | 844 |
| Total Capital Ratio | 19.79 |
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Loans to individuals - Other | 58 |
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