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 The Yoakum National Bank
The Yoakum National Bank
| RSSD ID 311265 | CERTIFICATE 5595 | ABA NUMBER 114902227 |
| 301 W Grand Ave |
Quarter Ended : |
2025-12-31 |
| Yoakum, Texas, 77995 |
Updated : |
2026-02-06 |
| www.ynbtx.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 384,305 |
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Total Interest Income | 19,088 |
| Total Liabilities | 352,829 |
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Total NonInterest Income | 980 |
| Total Bank Equity Capital | 31,476 |
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Total Interest Expense | 5,136 |
| Total Deposits | 349,974 |
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Total NonInterest Expense | 10,284 |
| Net Loans & Leases | 220,193 |
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Net Income | 705 |
| Loan Loss Allowance | 2,514 |
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Net Charge Offs | 3,914 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 227,435 |
| Total assets for the leverage ratio | 385,313 |
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Loans secured by real estate: | 171,995 |
| Tier 1 Leverage Ratio | 8.91 |
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Commercial and industrial loans | 35,127 |
| Off Balance Sheet Exposures (%) | 6.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,795 |
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:· The Yoakum National Bank
