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 The Yoakum National Bank
The Yoakum National Bank
| RSSD ID 311265 | CERTIFICATE 5595 | ABA NUMBER 114902227 |
| 301 W Grand Ave |
Quarter Ended : |
2025-09-30 |
| Yoakum, Texas, 77995 |
Updated : |
2025-11-09 |
| www.ynbtx.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 374,063 |
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Total Interest Income | 14,074 |
| Total Liabilities | 340,518 |
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Total NonInterest Income | 750 |
| Total Bank Equity Capital | 33,545 |
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Total Interest Expense | 3,925 |
| Total Deposits | 338,476 |
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Total NonInterest Expense | 7,683 |
| Net Loans & Leases | 222,481 |
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Net Income | 3,002 |
| Loan Loss Allowance | 2,726 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 228,269 |
| Total assets for the leverage ratio | 380,859 |
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Loans secured by real estate: | 174,769 |
| Tier 1 Leverage Ratio | 9.61 |
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Commercial and industrial loans | 39,462 |
| Off Balance Sheet Exposures (%) | 6.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,216 |
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:· The Yoakum National Bank
