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 The Yoakum National Bank
The Yoakum National Bank
| RSSD ID 311265 | CERTIFICATE 5595 | ABA NUMBER 114902227 |
| 301 W Grand Ave |
Quarter Ended : |
2025-06-30 |
| Yoakum, Texas, 77995 |
Updated : |
2025-07-30 |
| www.ynbtx.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 367,379 |
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Total Interest Income | 9,080 |
| Total Liabilities | 336,357 |
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Total NonInterest Income | 473 |
| Total Bank Equity Capital | 31,022 |
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Total Interest Expense | 2,724 |
| Total Deposits | 334,418 |
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Total NonInterest Expense | 4,748 |
| Net Loans & Leases | 229,056 |
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Net Income | 1,940 |
| Loan Loss Allowance | 2,666 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 224,994 |
| Total assets for the leverage ratio | 339,361 |
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Loans secured by real estate: | 177,121 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 39,260 |
| Off Balance Sheet Exposures (%) | 6.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,315 |
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:· The Yoakum National Bank
