|
 |
|
|
 The First National Bank of Waynesboro
The First National Bank of Waynesboro
| RSSD ID 31134 | CERTIFICATE 2160 | ABA NUMBER 61202245 |
| 626 N Liberty St |
Quarter Ended : |
2025-12-31 |
| Waynesboro, Georgia, 30830 |
Updated : |
2026-02-04 |
| www.fnbwaynesboro.com |
|
| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
34 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 226,527 |
|
Total Interest Income | 13,240 |
| Total Liabilities | 184,893 |
|
Total NonInterest Income | 2,278 |
| Total Bank Equity Capital | 41,634 |
|
Total Interest Expense | 2,416 |
| Total Deposits | 182,979 |
|
Total NonInterest Expense | 6,283 |
| Net Loans & Leases | 143,625 |
|
Net Income | 4,934 |
| Loan Loss Allowance | 1,931 |
|
Net Charge Offs | 110 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 44,299 |
|
Total loans | 144,105 |
| Total assets for the leverage ratio | 224,822 |
|
Loans secured by real estate: | 95,688 |
| Tier 1 Leverage Ratio | 19 |
|
Commercial and industrial loans | 14,384 |
| Tier 1 Capital Ratio | 33.88 |
|
Loans to individuals - Credit Cards | 411 |
| Total Capital Ratio | 35.14 |
|
Loans to individuals - Other | 24,870 |
|
|
|
|
:· The First National Bank of Waynesboro
