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 Washington State Bank
Washington State Bank
| RSSD ID 311939 | CERTIFICATE 9326 | ABA NUMBER 65202461 |
| 103 North Main Street |
Quarter Ended : |
2025-12-31 |
| Washington, Louisiana, 70589 |
Updated : |
2026-01-20 |
| www.wsbankla.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 296,071 |
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Total Interest Income | 17,330 |
| Total Liabilities | 264,227 |
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Total NonInterest Income | 980 |
| Total Bank Equity Capital | 31,844 |
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Total Interest Expense | 5,258 |
| Total Deposits | 261,653 |
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Total NonInterest Expense | 8,340 |
| Net Loans & Leases | 223,502 |
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Net Income | 4,567 |
| Loan Loss Allowance | 2,091 |
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Net Charge Offs | 1,033 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,907 |
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Total loans | 227,084 |
| Total assets for the leverage ratio | 301,143 |
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Loans secured by real estate: | 185,191 |
| Tier 1 Leverage Ratio | 10.9 |
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Commercial and industrial loans | 13,406 |
| Tier 1 Capital Ratio | 14.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.84 |
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Loans to individuals - Other | 16,871 |
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:· Washington State Bank
