|
 |
|
|
 First Bank of Berne
|
First Bank of Berne
| RSSD ID 312244 | CERTIFICATE 9288 | ABA NUMBER 74905474 |
| 222 Heritage Trl |
Quarter Ended : |
2026-06-30 |
| Berne, Indiana, 46711 |
Updated : |
2026-07-14 |
| www.firstbankofberne.com |
|
| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
104 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,087,178 |
|
Total Interest Income | 28,796 |
| Total Liabilities | 1,012,590 |
|
Total NonInterest Income | 3,007 |
| Total Bank Equity Capital | 74,588 |
|
Total Interest Expense | 8,936 |
| Total Deposits | 973,234 |
|
Total NonInterest Expense | 10,812 |
| Net Loans & Leases | 784,496 |
|
Net Income | 11,241 |
| Loan Loss Allowance | 10,630 |
|
Net Charge Offs | 73 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 119,697 |
|
Total loans | 782,688 |
| Total assets for the leverage ratio | 1,097,651 |
|
Loans secured by real estate: | 696,988 |
| Tier 1 Leverage Ratio | 9.92 |
|
Commercial and industrial loans | 40,632 |
| Tier 1 Capital Ratio | 12.23 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.44 |
|
Loans to individuals - Other | 3,453 |
|
|
|
|
:· First Bank of Berne
