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 First Bank of Berne
First Bank of Berne
| RSSD ID 312244 | CERTIFICATE 9288 | ABA NUMBER 74905474 |
| 222 Heritage Trl |
Quarter Ended : |
2025-12-31 |
| Berne, Indiana, 46711 |
Updated : |
2026-01-14 |
| www.firstbankofberne.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
107 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,092,796 |
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Total Interest Income | 56,042 |
| Total Liabilities | 1,021,977 |
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Total NonInterest Income | 6,421 |
| Total Bank Equity Capital | 70,819 |
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Total Interest Expense | 20,656 |
| Total Deposits | 969,584 |
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Total NonInterest Expense | 21,508 |
| Net Loans & Leases | 777,065 |
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Net Income | 20,129 |
| Loan Loss Allowance | 10,541 |
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Net Charge Offs | 738 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 115,566 |
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Total loans | 781,168 |
| Total assets for the leverage ratio | 1,109,593 |
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Loans secured by real estate: | 689,890 |
| Tier 1 Leverage Ratio | 9.45 |
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Commercial and industrial loans | 44,724 |
| Tier 1 Capital Ratio | 11.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.15 |
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Loans to individuals - Other | 3,793 |
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:· First Bank of Berne
