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 Central Bank
Central Bank
| RSSD ID 31255 | CERTIFICATE 17612 | ABA NUMBER 113001077 |
| 11201 Clay Rd |
Quarter Ended : |
2025-12-31 |
| Houston, Texas, 77041 |
Updated : |
2026-01-21 |
| www.centralbankhouston.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
162 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,318,887 |
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Total Interest Income | 79,968 |
| Total Liabilities | 1,195,026 |
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Total NonInterest Income | 6,577 |
| Total Bank Equity Capital | 123,861 |
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Total Interest Expense | 20,948 |
| Total Deposits | 1,180,647 |
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Total NonInterest Expense | 40,317 |
| Net Loans & Leases | 1,008,493 |
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Net Income | 24,319 |
| Loan Loss Allowance | 10,052 |
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Net Charge Offs | 403 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 139,944 |
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Total loans | 978,045 |
| Total assets for the leverage ratio | 1,247,645 |
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Loans secured by real estate: | 707,094 |
| Tier 1 Leverage Ratio | 10.37 |
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Commercial and industrial loans | 146,757 |
| Tier 1 Capital Ratio | 13.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.43 |
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Loans to individuals - Other | 25,299 |
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:· Central Bank
