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 Central Bank
Central Bank
| RSSD ID 31255 | CERTIFICATE 17612 | ABA NUMBER 113001077 |
| 11201 Clay Rd |
Quarter Ended : |
2025-09-30 |
| Houston, Texas, 77041 |
Updated : |
2025-10-24 |
| www.centralbankhouston.com |
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| Institution Profile |
| Year Opened : |
1956 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,250,360 |
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Total Interest Income | 59,670 |
| Total Liabilities | 1,130,774 |
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Total NonInterest Income | 4,388 |
| Total Bank Equity Capital | 119,586 |
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Total Interest Expense | 15,403 |
| Total Deposits | 1,117,086 |
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Total NonInterest Expense | 29,968 |
| Net Loans & Leases | 957,786 |
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Net Income | 17,996 |
| Loan Loss Allowance | 9,713 |
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Net Charge Offs | 472 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 135,782 |
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Total loans | 977,926 |
| Total assets for the leverage ratio | 1,232,524 |
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Loans secured by real estate: | 708,386 |
| Tier 1 Leverage Ratio | 10.18 |
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Commercial and industrial loans | 146,567 |
| Tier 1 Capital Ratio | 13.03 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.1 |
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Loans to individuals - Other | 26,365 |
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:· Central Bank
