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Central Bank
Central Bank
RSSD ID 31255 | CERTIFICATE 17612 | ABA NUMBER 113001077 |
11201 Clay Rd |
Quarter Ended : |
2025-03-31 |
Houston, Texas, 77041 |
Updated : |
2025-05-09 |
www.centralbankhouston.com |
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Institution Profile |
Year Opened : |
1956 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
158 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,216,776 |
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Total Interest Income | 18,999 |
Total Liabilities | 1,104,732 |
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Total NonInterest Income | 1,396 |
Total Bank Equity Capital | 112,044 |
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Total Interest Expense | 4,810 |
Total Deposits | 1,091,815 |
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Total NonInterest Expense | 9,835 |
Net Loans & Leases | 943,952 |
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Net Income | 5,750 |
Loan Loss Allowance | 9,484 |
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Net Charge Offs | 9 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 130,808 |
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Total loans | 956,097 |
Total assets for the leverage ratio | 1,195,345 |
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Loans secured by real estate: | 676,704 |
Tier 1 Leverage Ratio | 10.1 |
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Commercial and industrial loans | 126,944 |
Tier 1 Capital Ratio | 13.08 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 14.17 |
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Loans to individuals - Other | 28,164 |
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