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 Bank of Lincoln County
Bank of Lincoln County
| RSSD ID 3128923 | CERTIFICATE 57396 | ABA NUMBER 64108786 |
| 307 College St E |
Quarter Ended : |
2025-12-31 |
| Fayetteville, Tennessee, 37334 |
Updated : |
2026-01-28 |
| www.bolconline.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
42 |
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| Related Company Filings |
Regulator |
 BOLC CORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 220,404 |
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Total Interest Income | 14,326 |
| Total Liabilities | 192,974 |
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Total NonInterest Income | 997 |
| Total Bank Equity Capital | 27,430 |
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Total Interest Expense | 3,885 |
| Total Deposits | 190,962 |
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Total NonInterest Expense | 6,053 |
| Net Loans & Leases | 163,028 |
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Net Income | 3,940 |
| Loan Loss Allowance | 1,559 |
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Net Charge Offs | 43 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 163,163 |
| Total assets for the leverage ratio | 222,079 |
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Loans secured by real estate: | 144,542 |
| Tier 1 Leverage Ratio | 12.98 |
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Commercial and industrial loans | 9,264 |
| Off Balance Sheet Exposures (%) | 2.94 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,592 |
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:· Bank of Lincoln County
