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 Osgood Bank
Osgood Bank
| RSSD ID 313223 | CERTIFICATE 9137 | ABA NUMBER 42212568 |
| 275 W Main St |
Quarter Ended : |
2025-12-31 |
| Osgood, Ohio, 45351 |
Updated : |
2026-01-27 |
| www.osgoodbank.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 508,523 |
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Total Interest Income | 26,133 |
| Total Liabilities | 469,288 |
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Total NonInterest Income | 1,944 |
| Total Bank Equity Capital | 39,235 |
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Total Interest Expense | 9,132 |
| Total Deposits | 448,275 |
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Total NonInterest Expense | 11,428 |
| Net Loans & Leases | 290,112 |
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Net Income | 5,672 |
| Loan Loss Allowance | 6,005 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,601 |
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Total loans | 302,645 |
| Total assets for the leverage ratio | 501,873 |
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Loans secured by real estate: | 130,376 |
| Tier 1 Leverage Ratio | 8.97 |
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Commercial and industrial loans | 139,734 |
| Tier 1 Capital Ratio | 12.32 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.57 |
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Loans to individuals - Other | 1,563 |
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:· Osgood Bank
