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Community Bank Owatonna
Community Bank Owatonna
| RSSD ID 3139321 | CERTIFICATE 57468 | ABA NUMBER 91917254 |
| 640 W Bridge St |
Quarter Ended : |
2025-12-31 |
| Owatonna, Minnesota, 55060 |
Updated : |
2026-01-27 |
| WWW.CBOWATONNA.COM |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 98,369 |
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Total Interest Income | 4,888 |
| Total Liabilities | 91,534 |
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Total NonInterest Income | 368 |
| Total Bank Equity Capital | 6,835 |
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Total Interest Expense | 2,065 |
| Total Deposits | 90,349 |
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Total NonInterest Expense | 2,210 |
| Net Loans & Leases | 71,350 |
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Net Income | 601 |
| Loan Loss Allowance | 669 |
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Net Charge Offs | 75 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 8,516 |
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Total loans | 69,275 |
| Total assets for the leverage ratio | 95,814 |
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Loans secured by real estate: | 55,048 |
| Tier 1 Leverage Ratio | 8.18 |
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Commercial and industrial loans | 10,935 |
| Tier 1 Capital Ratio | 10.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.8 |
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Loans to individuals - Other | 1,257 |
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