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First Commerce Bank
First Commerce Bank
RSSD ID 3153297 | CERTIFICATE 57465 | ABA NUMBER 64108799 |
500 N Ellington Pkwy |
Quarter Ended : |
2025-06-30 |
Lewisburg, Tennessee, 37091 |
Updated : |
2025-07-30 |
www.firstcommercebank.net |
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Institution Profile |
Year Opened : |
2002 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
6 |
Number of Employees : |
101 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 857,503 |
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Total Interest Income | 25,946 |
Total Liabilities | 769,441 |
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Total NonInterest Income | 1,375 |
Total Bank Equity Capital | 88,062 |
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Total Interest Expense | 8,411 |
Total Deposits | 757,584 |
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Total NonInterest Expense | 8,825 |
Net Loans & Leases | 654,680 |
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Net Income | 7,429 |
Loan Loss Allowance | 5,169 |
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Net Charge Offs | 175 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 645,391 |
Total assets for the leverage ratio | 855,997 |
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Loans secured by real estate: | 564,195 |
Tier 1 Leverage Ratio | 10.12 |
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Commercial and industrial loans | 54,790 |
Off Balance Sheet Exposures (%) | 17.2 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,283 |
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