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First Commerce Bank
First Commerce Bank
| RSSD ID 3153297 | CERTIFICATE 57465 | ABA NUMBER 64108799 |
| 500 N Ellington Pkwy |
Quarter Ended : |
2025-12-31 |
| Lewisburg, Tennessee, 37091 |
Updated : |
2026-01-30 |
| www.firstcommercebank.net |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
104 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 892,579 |
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Total Interest Income | 53,736 |
| Total Liabilities | 797,651 |
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Total NonInterest Income | 2,773 |
| Total Bank Equity Capital | 94,928 |
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Total Interest Expense | 17,086 |
| Total Deposits | 787,263 |
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Total NonInterest Expense | 19,091 |
| Net Loans & Leases | 706,699 |
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Net Income | 15,532 |
| Loan Loss Allowance | 6,231 |
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Net Charge Offs | 264 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 697,451 |
| Total assets for the leverage ratio | 882,677 |
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Loans secured by real estate: | 611,064 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 57,340 |
| Off Balance Sheet Exposures (%) | 13.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 22,554 |
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