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 First State Bank of Ben Wheeler, Texas
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First State Bank of Ben Wheeler, Texas
| RSSD ID 31657 | CERTIFICATE 11904 | ABA NUMBER 111909443 |
| 14269 State Highway 64 |
Quarter Ended : |
2026-06-30 |
| Ben Wheeler, Texas, 75754 |
Updated : |
2026-07-16 |
| www.fsbbenwheeler.com |
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| Institution Profile |
| Year Opened : |
1911 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 185,121 |
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Total Interest Income | 3,932 |
| Total Liabilities | 156,272 |
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Total NonInterest Income | 736 |
| Total Bank Equity Capital | 28,849 |
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Total Interest Expense | 1,066 |
| Total Deposits | 156,120 |
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Total NonInterest Expense | 2,117 |
| Net Loans & Leases | 66,037 |
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Net Income | 1,399 |
| Loan Loss Allowance | 1,055 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 67,539 |
| Total assets for the leverage ratio | 184,264 |
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Loans secured by real estate: | 49,652 |
| Tier 1 Leverage Ratio | 15.66 |
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Commercial and industrial loans | 9,316 |
| Off Balance Sheet Exposures (%) | 0.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,608 |
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:· First State Bank of Ben Wheeler, Texas
