|
 |
|
|
 Citizens Bank & Trust
Citizens Bank & Trust
| RSSD ID 3174920 | CERTIFICATE 57483 | ABA NUMBER 62206431 |
| 711 Gunter Ave |
Quarter Ended : |
2025-03-31 |
| Guntersville, Alabama, 35976 |
Updated : |
2025-04-30 |
| www.citizensbanktrust.com |
|
| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
152 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,104,951 |
|
Total Interest Income | 11,323 |
| Total Liabilities | 1,041,780 |
|
Total NonInterest Income | 1,335 |
| Total Bank Equity Capital | 63,171 |
|
Total Interest Expense | 5,000 |
| Total Deposits | 997,392 |
|
Total NonInterest Expense | 6,280 |
| Net Loans & Leases | 596,982 |
|
Net Income | 1,080 |
| Loan Loss Allowance | 6,946 |
|
Net Charge Offs | 39 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 106,700 |
|
Total loans | 586,058 |
| Total assets for the leverage ratio | 1,031,816 |
|
Loans secured by real estate: | 469,171 |
| Tier 1 Leverage Ratio | 9.63 |
|
Commercial and industrial loans | 78,570 |
| Tier 1 Capital Ratio | 14.46 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.53 |
|
Loans to individuals - Other | 15,176 |
|
|
|
|
:· Citizens Bank & Trust
