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 Powell Valley National Bank
Powell Valley National Bank
| RSSD ID 31826 | CERTIFICATE 6863 | ABA NUMBER 51403818 |
| 33785 Main Street |
Quarter Ended : |
2025-03-31 |
| Jonesville, Virginia, 24263 |
Updated : |
2025-04-15 |
| www.powellvalleybank.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 482,229 |
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Total Interest Income | 6,197 |
| Total Liabilities | 436,702 |
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Total NonInterest Income | 407 |
| Total Bank Equity Capital | 45,527 |
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Total Interest Expense | 2,471 |
| Total Deposits | 433,487 |
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Total NonInterest Expense | 3,356 |
| Net Loans & Leases | 372,592 |
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Net Income | 560 |
| Loan Loss Allowance | 4,716 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 51,313 |
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Total loans | 371,116 |
| Total assets for the leverage ratio | 490,175 |
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Loans secured by real estate: | 310,531 |
| Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 22,593 |
| Tier 1 Capital Ratio | 13 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.25 |
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Loans to individuals - Other | 9,400 |
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:· Powell Valley National Bank
