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Powell Valley National Bank
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Powell Valley National Bank
| RSSD ID 31826 | CERTIFICATE 6863 | ABA NUMBER 51403818 |
| 33785 Main Street |
Quarter Ended : |
2026-06-30 |
| Jonesville, Virginia, 24263 |
Updated : |
2026-07-28 |
| www.powellvalleybank.com |
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| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
100 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 516,491 |
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Total Interest Income | 13,473 |
| Total Liabilities | 462,562 |
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Total NonInterest Income | 4,923 |
| Total Bank Equity Capital | 53,929 |
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Total Interest Expense | 4,291 |
| Total Deposits | 459,962 |
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Total NonInterest Expense | 7,632 |
| Net Loans & Leases | 402,873 |
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Net Income | 5,700 |
| Loan Loss Allowance | 5,349 |
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Net Charge Offs | (18) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 59,450 |
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Total loans | 404,173 |
| Total assets for the leverage ratio | 510,589 |
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Loans secured by real estate: | 347,169 |
| Tier 1 Leverage Ratio | 10.67 |
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Commercial and industrial loans | 20,199 |
| Tier 1 Capital Ratio | 13.76 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.01 |
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Loans to individuals - Other | 8,619 |
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