|
 |
|
|
 Powell Valley National Bank
Powell Valley National Bank
| RSSD ID 31826 | CERTIFICATE 6863 | ABA NUMBER 51403818 |
| 33785 Main Street |
Quarter Ended : |
2025-09-30 |
| Jonesville, Virginia, 24263 |
Updated : |
2025-10-27 |
| www.powellvalleybank.com |
|
| Institution Profile |
| Year Opened : |
1888 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
98 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 484,309 |
|
Total Interest Income | 19,076 |
| Total Liabilities | 437,206 |
|
Total NonInterest Income | 1,593 |
| Total Bank Equity Capital | 47,103 |
|
Total Interest Expense | 7,286 |
| Total Deposits | 431,869 |
|
Total NonInterest Expense | 11,105 |
| Net Loans & Leases | 374,675 |
|
Net Income | 1,539 |
| Loan Loss Allowance | 4,951 |
|
Net Charge Offs | 60 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 51,812 |
|
Total loans | 383,525 |
| Total assets for the leverage ratio | 486,559 |
|
Loans secured by real estate: | 331,345 |
| Tier 1 Leverage Ratio | 9.73 |
|
Commercial and industrial loans | 21,364 |
| Tier 1 Capital Ratio | 13.22 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.47 |
|
Loans to individuals - Other | 11,401 |
|
|
|
|
:· Powell Valley National Bank
