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First Federal Savings and Loan Association of Lakewood
First Federal Savings and Loan Association of Lakewood
| RSSD ID 318974 | CERTIFICATE 29488 | ABA NUMBER 241071212 |
| 14806 Detroit Ave |
Quarter Ended : |
2025-12-31 |
| Lakewood, Ohio, 44107 |
Updated : |
2026-01-30 |
| www.ffl.bank |
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| Institution Profile |
| Year Opened : |
1935 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
258 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,909,587 |
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Total Interest Income | 129,421 |
| Total Liabilities | 2,685,530 |
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Total NonInterest Income | 10,493 |
| Total Bank Equity Capital | 224,057 |
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Total Interest Expense | 67,949 |
| Total Deposits | 2,176,159 |
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Total NonInterest Expense | 61,737 |
| Net Loans & Leases | 2,371,062 |
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Net Income | 3,297 |
| Loan Loss Allowance | 19,605 |
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Net Charge Offs | 7,609 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 258,321 |
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Total loans | 2,414,302 |
| Total assets for the leverage ratio | 2,918,242 |
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Loans secured by real estate: | 2,148,682 |
| Tier 1 Leverage Ratio | 8.15 |
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Commercial and industrial loans | 81,913 |
| Tier 1 Capital Ratio | 11.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.97 |
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Loans to individuals - Other | 182,064 |
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