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 Traditions Bank
Traditions Bank
| RSSD ID 3194692 | CERTIFICATE 57554 | ABA NUMBER 62206457 |
| 109 2nd Ave Nw |
Quarter Ended : |
2025-03-31 |
| Cullman, Alabama, 35055 |
Updated : |
2025-04-23 |
| www.traditionsal.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
88 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 824,652 |
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Total Interest Income | 13,765 |
| Total Liabilities | 745,813 |
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Total NonInterest Income | 1,473 |
| Total Bank Equity Capital | 78,839 |
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Total Interest Expense | 4,312 |
| Total Deposits | 719,556 |
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Total NonInterest Expense | 6,640 |
| Net Loans & Leases | 632,861 |
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Net Income | 2,801 |
| Loan Loss Allowance | 9,168 |
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Net Charge Offs | 582 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 87,567 |
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Total loans | 633,199 |
| Total assets for the leverage ratio | 807,281 |
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Loans secured by real estate: | 453,834 |
| Tier 1 Leverage Ratio | 9.92 |
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Commercial and industrial loans | 140,348 |
| Tier 1 Capital Ratio | 13.45 |
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Loans to individuals - Credit Cards | 2,531 |
| Total Capital Ratio | 14.7 |
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Loans to individuals - Other | 28,741 |
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:· Traditions Bank
