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 Traditions Bank
Traditions Bank
| RSSD ID 3194692 | CERTIFICATE 57554 | ABA NUMBER 62206457 |
| 109 2nd Ave Nw |
Quarter Ended : |
2025-09-30 |
| Cullman, Alabama, 35055 |
Updated : |
2025-10-28 |
| www.traditionsal.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 857,062 |
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Total Interest Income | 43,106 |
| Total Liabilities | 774,693 |
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Total NonInterest Income | 4,631 |
| Total Bank Equity Capital | 82,369 |
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Total Interest Expense | 12,994 |
| Total Deposits | 748,136 |
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Total NonInterest Expense | 20,849 |
| Net Loans & Leases | 679,413 |
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Net Income | 8,268 |
| Loan Loss Allowance | 10,330 |
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Net Charge Offs | 1,664 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 91,414 |
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Total loans | 673,801 |
| Total assets for the leverage ratio | 846,370 |
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Loans secured by real estate: | 489,742 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 145,513 |
| Tier 1 Capital Ratio | 12.97 |
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Loans to individuals - Credit Cards | 2,682 |
| Total Capital Ratio | 14.23 |
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Loans to individuals - Other | 26,581 |
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:· Traditions Bank
