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 Traditions Bank
Traditions Bank
| RSSD ID 3194692 | CERTIFICATE 57554 | ABA NUMBER 62206457 |
| 109 2nd Ave Nw |
Quarter Ended : |
2025-12-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-01-27 |
| www.traditionsal.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 856,183 |
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Total Interest Income | 58,233 |
| Total Liabilities | 770,342 |
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Total NonInterest Income | 6,387 |
| Total Bank Equity Capital | 85,841 |
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Total Interest Expense | 17,412 |
| Total Deposits | 745,417 |
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Total NonInterest Expense | 29,042 |
| Net Loans & Leases | 688,810 |
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Net Income | 11,129 |
| Loan Loss Allowance | 10,151 |
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Net Charge Offs | 2,565 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 94,911 |
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Total loans | 690,759 |
| Total assets for the leverage ratio | 863,994 |
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Loans secured by real estate: | 496,703 |
| Tier 1 Leverage Ratio | 10.03 |
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Commercial and industrial loans | 155,097 |
| Tier 1 Capital Ratio | 13.22 |
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Loans to individuals - Credit Cards | 2,792 |
| Total Capital Ratio | 14.48 |
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Loans to individuals - Other | 26,156 |
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:· Traditions Bank
