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 Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
| RSSD ID 3199811 | CERTIFICATE 57576 | ABA NUMBER 81519031 |
| 1475 S Jefferson Ave |
Quarter Ended : |
2025-12-31 |
| Lebanon, Missouri, 65536 |
Updated : |
2026-01-30 |
| www.heritagebankozarks.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 425,932 |
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Total Interest Income | 23,500 |
| Total Liabilities | 390,437 |
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Total NonInterest Income | 2,865 |
| Total Bank Equity Capital | 35,495 |
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Total Interest Expense | 8,725 |
| Total Deposits | 381,424 |
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Total NonInterest Expense | 9,763 |
| Net Loans & Leases | 315,956 |
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Net Income | 5,002 |
| Loan Loss Allowance | 4,473 |
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Net Charge Offs | 93 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 312,072 |
| Total assets for the leverage ratio | 410,191 |
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Loans secured by real estate: | 281,931 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 10,826 |
| Off Balance Sheet Exposures (%) | 11.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,379 |
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:· Heritage Bank of the Ozarks
