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 Optum Bank, Inc.
Optum Bank, Inc.
| RSSD ID 3202702 | CERTIFICATE 57408 | ABA NUMBER 124384877 |
| 12921 S Vista Station Blvd |
Quarter Ended : |
2025-12-31 |
| Draper, Utah, 84020 |
Updated : |
2026-01-29 |
| www.optumbank.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
700 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 20,824,000 |
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Total Interest Income | 883,000 |
| Total Liabilities | 17,864,000 |
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Total NonInterest Income | 226,000 |
| Total Bank Equity Capital | 2,960,000 |
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Total Interest Expense | 77,000 |
| Total Deposits | 16,038,000 |
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Total NonInterest Expense | 308,000 |
| Net Loans & Leases | 8,864,000 |
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Net Income | 534,000 |
| Loan Loss Allowance | 72,000 |
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Net Charge Offs | 26,000 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,586,000 |
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Total loans | 8,797,000 |
| Total assets for the leverage ratio | 19,957,000 |
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Loans secured by real estate: | 5,386,000 |
| Tier 1 Leverage Ratio | 12.38 |
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Commercial and industrial loans | 877,000 |
| Tier 1 Capital Ratio | 17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.8 |
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Loans to individuals - Other | 2,096,000 |
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:· Optum Bank, Inc.
