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 Affinity Bank, National Association
Affinity Bank, National Association
| RSSD ID 321273 | CERTIFICATE 29510 | ABA NUMBER 261170371 |
| 3175 Highway 278 |
Quarter Ended : |
2025-09-30 |
| Covington, Georgia, 30014 |
Updated : |
2025-10-27 |
| www.newtonfederal.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 924,941 |
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Total Interest Income | 37,765 |
| Total Liabilities | 811,743 |
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Total NonInterest Income | 1,906 |
| Total Bank Equity Capital | 113,198 |
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Total Interest Expense | 15,072 |
| Total Deposits | 745,978 |
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Total NonInterest Expense | 16,295 |
| Net Loans & Leases | 721,020 |
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Net Income | 6,236 |
| Loan Loss Allowance | 8,579 |
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Net Charge Offs | 144 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,092 |
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Total loans | 733,069 |
| Total assets for the leverage ratio | 918,763 |
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Loans secured by real estate: | 452,378 |
| Tier 1 Leverage Ratio | 10.76 |
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Commercial and industrial loans | 149,664 |
| Tier 1 Capital Ratio | 12.08 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.21 |
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Loans to individuals - Other | 131,027 |
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:· Affinity Bank, National Association
