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 Affinity Bank, National Association
Affinity Bank, National Association
| RSSD ID 321273 | CERTIFICATE 29510 | ABA NUMBER 261170371 |
| 3175 Highway 278 |
Quarter Ended : |
2025-12-31 |
| Covington, Georgia, 30014 |
Updated : |
2026-01-28 |
| www.newtonfederal.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 881,423 |
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Total Interest Income | 50,908 |
| Total Liabilities | 768,665 |
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Total NonInterest Income | 2,559 |
| Total Bank Equity Capital | 112,758 |
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Total Interest Expense | 20,014 |
| Total Deposits | 703,315 |
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Total NonInterest Expense | 21,645 |
| Net Loans & Leases | 733,764 |
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Net Income | 8,467 |
| Loan Loss Allowance | 9,005 |
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Net Charge Offs | (204) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 107,254 |
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Total loans | 740,016 |
| Total assets for the leverage ratio | 902,047 |
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Loans secured by real estate: | 457,856 |
| Tier 1 Leverage Ratio | 10.82 |
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Commercial and industrial loans | 148,002 |
| Tier 1 Capital Ratio | 12.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.24 |
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Loans to individuals - Other | 134,158 |
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:· Affinity Bank, National Association
