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 The Hometown Bank of Alabama
The Hometown Bank of Alabama
| RSSD ID 3217331 | CERTIFICATE 57540 | ABA NUMBER 62206444 |
| 2002 2nd Ave E |
Quarter Ended : |
2025-12-31 |
| Oneonta, Alabama, 35121 |
Updated : |
2026-01-26 |
| www.HomeTownBankAlabama.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 639,597 |
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Total Interest Income | 34,290 |
| Total Liabilities | 577,701 |
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Total NonInterest Income | 9,037 |
| Total Bank Equity Capital | 61,896 |
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Total Interest Expense | 13,311 |
| Total Deposits | 544,546 |
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Total NonInterest Expense | 17,396 |
| Net Loans & Leases | 395,815 |
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Net Income | 8,623 |
| Loan Loss Allowance | 4,422 |
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Net Charge Offs | 340 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 80,578 |
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Total loans | 394,885 |
| Total assets for the leverage ratio | 652,602 |
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Loans secured by real estate: | 296,669 |
| Tier 1 Leverage Ratio | 11.67 |
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Commercial and industrial loans | 31,136 |
| Tier 1 Capital Ratio | 19.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.62 |
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Loans to individuals - Other | 65,842 |
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:· The Hometown Bank of Alabama
