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 Mainstreet Community Bank of Florida
Mainstreet Community Bank of Florida
| RSSD ID 3217957 | CERTIFICATE 57598 | ABA NUMBER 63115505 |
| 204 S Woodland Blvd |
Quarter Ended : |
2025-09-30 |
| Deland, Florida, 32720 |
Updated : |
2025-10-27 |
| www.bankonmainstreet.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 928,568 |
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Total Interest Income | 32,935 |
| Total Liabilities | 854,389 |
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Total NonInterest Income | 3,836 |
| Total Bank Equity Capital | 74,179 |
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Total Interest Expense | 10,915 |
| Total Deposits | 847,742 |
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Total NonInterest Expense | 16,929 |
| Net Loans & Leases | 606,819 |
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Net Income | 5,198 |
| Loan Loss Allowance | 7,516 |
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Net Charge Offs | 2,018 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 618,451 |
| Total assets for the leverage ratio | 919,951 |
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Loans secured by real estate: | 508,583 |
| Tier 1 Leverage Ratio | 8.88 |
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Commercial and industrial loans | 105,695 |
| Off Balance Sheet Exposures (%) | 15.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,530 |
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:· Mainstreet Community Bank of Florida
