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 First National Bank & Trust Company
First National Bank & Trust Company
| RSSD ID 32234 | CERTIFICATE 3639 | ABA NUMBER 71103952 |
| 2 Kelli Ct |
Quarter Ended : |
2025-12-31 |
| Clinton, Illinois, 61727 |
Updated : |
2026-01-30 |
| www.firstnbtc.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 400,420 |
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Total Interest Income | 16,063 |
| Total Liabilities | 385,489 |
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Total NonInterest Income | 757 |
| Total Bank Equity Capital | 14,931 |
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Total Interest Expense | 8,094 |
| Total Deposits | 371,448 |
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Total NonInterest Expense | 9,368 |
| Net Loans & Leases | 141,992 |
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Net Income | (779) |
| Loan Loss Allowance | 1,188 |
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Net Charge Offs | 104 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,610 |
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Total loans | 143,313 |
| Total assets for the leverage ratio | 387,771 |
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Loans secured by real estate: | 104,118 |
| Tier 1 Leverage Ratio | 7.07 |
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Commercial and industrial loans | 19,985 |
| Tier 1 Capital Ratio | 12.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.36 |
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Loans to individuals - Other | 2,496 |
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:· First National Bank & Trust Company
