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First National Bank & Trust Company
First National Bank & Trust Company
RSSD ID 32234 | CERTIFICATE 3639 | ABA NUMBER 71103952 |
2 Kelli Ct |
Quarter Ended : |
2025-03-31 |
Clinton, Illinois, 61727 |
Updated : |
2025-04-29 |
www.firstnbtc.com |
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Institution Profile |
Year Opened : |
1872 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
4 |
Number of Employees : |
53 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 408,457 |
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Total Interest Income | 3,967 |
Total Liabilities | 393,718 |
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Total NonInterest Income | 143 |
Total Bank Equity Capital | 14,739 |
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Total Interest Expense | 2,037 |
Total Deposits | 388,123 |
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Total NonInterest Expense | 2,146 |
Net Loans & Leases | 122,471 |
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Net Income | (80) |
Loan Loss Allowance | 866 |
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Net Charge Offs | 5 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 28,628 |
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Total loans | 121,513 |
Total assets for the leverage ratio | 393,348 |
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Loans secured by real estate: | 96,945 |
Tier 1 Leverage Ratio | 7.05 |
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Commercial and industrial loans | 13,197 |
Tier 1 Capital Ratio | 13.76 |
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Loans to individuals - Credit Cards | 361 |
Total Capital Ratio | 14.2 |
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Loans to individuals - Other | 3,260 |
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