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 Comenity Capital Bank
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Comenity Capital Bank
| RSSD ID 3224580 | CERTIFICATE 57570 | ABA NUMBER 124085150 |
| 12921 S Vista Station Blvd |
Quarter Ended : |
2026-06-30 |
| Draper, Utah, 84020 |
Updated : |
2026-07-28 |
| Savings.Breadfinancial.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
286 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,859,050 |
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Total Interest Income | 1,447,092 |
| Total Liabilities | 12,063,031 |
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Total NonInterest Income | 154,258 |
| Total Bank Equity Capital | 1,796,019 |
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Total Interest Expense | 225,364 |
| Total Deposits | 10,991,696 |
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Total NonInterest Expense | 773,370 |
| Net Loans & Leases | 10,424,299 |
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Net Income | 112,461 |
| Loan Loss Allowance | 1,344,210 |
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Net Charge Offs | 440,458 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,158,065 |
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Total loans | 11,516,138 |
| Total assets for the leverage ratio | 13,559,091 |
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Loans secured by real estate: | 0 |
| Tier 1 Leverage Ratio | 12.84 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 14.24 |
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Loans to individuals - Credit Cards | 10,951,998 |
| Total Capital Ratio | 17.65 |
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Loans to individuals - Other | 545,678 |
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:· Comenity Capital Bank
