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Comenity Capital Bank
Comenity Capital Bank
RSSD ID 3224580 | CERTIFICATE 57570 | ABA NUMBER 124085150 |
12921 S Vista Station Blvd |
Quarter Ended : |
2025-03-31 |
Draper, Utah, 84020 |
Updated : |
2025-04-24 |
Savings.Breadfinancial.com |
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Institution Profile |
Year Opened : |
2003 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Credit-card Specialization |
Number of Offices : |
1 |
Number of Employees : |
129 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 13,240,224 |
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Total Interest Income | 713,642 |
Total Liabilities | 11,413,700 |
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Total NonInterest Income | 65,812 |
Total Bank Equity Capital | 1,826,524 |
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Total Interest Expense | 121,277 |
Total Deposits | 9,942,092 |
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Total NonInterest Expense | 351,503 |
Net Loans & Leases | 9,528,258 |
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Net Income | 70,099 |
Loan Loss Allowance | 1,366,095 |
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Net Charge Offs | 240,463 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 2,141,626 |
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Total loans | 11,289,313 |
Total assets for the leverage ratio | 13,189,401 |
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Loans secured by real estate: | 0 |
Tier 1 Leverage Ratio | 13.15 |
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Commercial and industrial loans | 3,847 |
Tier 1 Capital Ratio | 15.33 |
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Loans to individuals - Credit Cards | 10,984,286 |
Total Capital Ratio | 18.92 |
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Loans to individuals - Other | 287,791 |
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