|
 |
|
|
 Comenity Capital Bank
Comenity Capital Bank
| RSSD ID 3224580 | CERTIFICATE 57570 | ABA NUMBER 124085150 |
| 12921 S Vista Station Blvd |
Quarter Ended : |
2025-09-30 |
| Draper, Utah, 84020 |
Updated : |
2025-10-28 |
| Savings.Breadfinancial.com |
|
| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
269 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 12,699,009 |
|
Total Interest Income | 2,119,446 |
| Total Liabilities | 10,872,249 |
|
Total NonInterest Income | 210,817 |
| Total Bank Equity Capital | 1,826,760 |
|
Total Interest Expense | 351,076 |
| Total Deposits | 9,978,273 |
|
Total NonInterest Expense | 1,139,003 |
| Net Loans & Leases | 9,624,494 |
|
Net Income | 192,485 |
| Loan Loss Allowance | 1,308,019 |
|
Net Charge Offs | 690,565 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 2,155,243 |
|
Total loans | 11,080,221 |
| Total assets for the leverage ratio | 12,820,575 |
|
Loans secured by real estate: | 0 |
| Tier 1 Leverage Ratio | 13.64 |
|
Commercial and industrial loans | 1,525 |
| Tier 1 Capital Ratio | 15.44 |
|
Loans to individuals - Credit Cards | 10,776,812 |
| Total Capital Ratio | 19.02 |
|
Loans to individuals - Other | 286,009 |
|
|
|
|
:· Comenity Capital Bank
