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 Comenity Capital Bank
Comenity Capital Bank
| RSSD ID 3224580 | CERTIFICATE 57570 | ABA NUMBER 124085150 |
| 12921 S Vista Station Blvd |
Quarter Ended : |
2025-12-31 |
| Draper, Utah, 84020 |
Updated : |
2026-01-29 |
| Savings.Breadfinancial.com |
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| Institution Profile |
| Year Opened : |
2003 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
266 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 13,626,906 |
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Total Interest Income | 2,851,748 |
| Total Liabilities | 11,856,416 |
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Total NonInterest Income | 281,721 |
| Total Bank Equity Capital | 1,770,490 |
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Total Interest Expense | 461,884 |
| Total Deposits | 10,445,771 |
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Total NonInterest Expense | 1,559,644 |
| Net Loans & Leases | 10,335,156 |
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Net Income | 209,750 |
| Loan Loss Allowance | 1,335,771 |
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Net Charge Offs | 914,516 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 2,115,419 |
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Total loans | 11,371,282 |
| Total assets for the leverage ratio | 12,894,271 |
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Loans secured by real estate: | 0 |
| Tier 1 Leverage Ratio | 13.18 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 14.08 |
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Loans to individuals - Credit Cards | 11,032,969 |
| Total Capital Ratio | 17.52 |
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Loans to individuals - Other | 317,402 |
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:· Comenity Capital Bank
