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 First National Bank of Decatur County
First National Bank of Decatur County
| RSSD ID 3232370 | CERTIFICATE 57694 | ABA NUMBER 61220418 |
| 819 E Shotwell St |
Quarter Ended : |
2025-12-31 |
| Bainbridge, Georgia, 39819 |
Updated : |
2026-02-06 |
| www.fnbdc.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 370,987 |
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Total Interest Income | 18,500 |
| Total Liabilities | 348,566 |
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Total NonInterest Income | 1,236 |
| Total Bank Equity Capital | 22,421 |
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Total Interest Expense | 8,089 |
| Total Deposits | 345,211 |
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Total NonInterest Expense | 10,851 |
| Net Loans & Leases | 247,108 |
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Net Income | 582 |
| Loan Loss Allowance | 2,369 |
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Net Charge Offs | 221 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,581 |
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Total loans | 248,083 |
| Total assets for the leverage ratio | 348,683 |
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Loans secured by real estate: | 195,306 |
| Tier 1 Leverage Ratio | 7.46 |
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Commercial and industrial loans | 16,193 |
| Tier 1 Capital Ratio | 9.75 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.71 |
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Loans to individuals - Other | 7,046 |
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:· First National Bank of Decatur County
