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 First National Bank of Decatur County
First National Bank of Decatur County
| RSSD ID 3232370 | CERTIFICATE 57694 | ABA NUMBER 61220418 |
| 819 E Shotwell St |
Quarter Ended : |
2025-09-30 |
| Bainbridge, Georgia, 39819 |
Updated : |
2025-10-30 |
| www.fnbdc.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 341,200 |
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Total Interest Income | 13,678 |
| Total Liabilities | 319,187 |
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Total NonInterest Income | 945 |
| Total Bank Equity Capital | 22,013 |
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Total Interest Expense | 6,049 |
| Total Deposits | 315,373 |
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Total NonInterest Expense | 7,861 |
| Net Loans & Leases | 243,791 |
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Net Income | 583 |
| Loan Loss Allowance | 2,429 |
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Net Charge Offs | 161 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,642 |
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Total loans | 248,907 |
| Total assets for the leverage ratio | 343,748 |
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Loans secured by real estate: | 196,441 |
| Tier 1 Leverage Ratio | 7.57 |
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Commercial and industrial loans | 15,426 |
| Tier 1 Capital Ratio | 10.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.9 |
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Loans to individuals - Other | 7,070 |
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:· First National Bank of Decatur County
