|
 |
|
|
 First National Bank of Decatur County
First National Bank of Decatur County
| RSSD ID 3232370 | CERTIFICATE 57694 | ABA NUMBER 61220418 |
| 819 E Shotwell St |
Quarter Ended : |
2025-03-31 |
| Bainbridge, Georgia, 39819 |
Updated : |
2025-04-30 |
| www.fnbdc.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
55 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 318,395 |
|
Total Interest Income | 4,289 |
| Total Liabilities | 297,962 |
|
Total NonInterest Income | 258 |
| Total Bank Equity Capital | 20,433 |
|
Total Interest Expense | 1,962 |
| Total Deposits | 293,372 |
|
Total NonInterest Expense | 2,578 |
| Net Loans & Leases | 226,792 |
|
Net Income | 9 |
| Loan Loss Allowance | 2,425 |
|
Net Charge Offs | 75 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 28,063 |
|
Total loans | 225,597 |
| Total assets for the leverage ratio | 322,097 |
|
Loans secured by real estate: | 188,867 |
| Tier 1 Leverage Ratio | 7.9 |
|
Commercial and industrial loans | 1,490 |
| Tier 1 Capital Ratio | 10.71 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.81 |
|
Loans to individuals - Other | 6,612 |
|
|
|
|
:· First National Bank of Decatur County
