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 First National Bank of Decatur County
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First National Bank of Decatur County
| RSSD ID 3232370 | CERTIFICATE 57694 | ABA NUMBER 61220418 |
| 819 E Shotwell St |
Quarter Ended : |
2026-06-30 |
| Bainbridge, Georgia, 39819 |
Updated : |
2026-07-30 |
| www.fnbdc.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 359,565 |
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Total Interest Income | 9,881 |
| Total Liabilities | 336,850 |
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Total NonInterest Income | 618 |
| Total Bank Equity Capital | 22,715 |
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Total Interest Expense | 4,035 |
| Total Deposits | 330,843 |
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Total NonInterest Expense | 5,773 |
| Net Loans & Leases | 265,441 |
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Net Income | 474 |
| Loan Loss Allowance | 2,477 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,168 |
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Total loans | 263,754 |
| Total assets for the leverage ratio | 356,950 |
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Loans secured by real estate: | 207,356 |
| Tier 1 Leverage Ratio | 7.42 |
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Commercial and industrial loans | 16,806 |
| Tier 1 Capital Ratio | 9.98 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11 |
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Loans to individuals - Other | 7,150 |
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:· First National Bank of Decatur County
