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 West Coast Community Bank
West Coast Community Bank
| RSSD ID 3235410 | CERTIFICATE 57591 | ABA NUMBER 121143736 |
| 75 River St |
Quarter Ended : |
2025-06-30 |
| Santa Cruz, California, 95060 |
Updated : |
2025-07-30 |
| www.wccb.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
215 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,650,147 |
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Total Interest Income | 81,189 |
| Total Liabilities | 2,282,145 |
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Total NonInterest Income | 2,021 |
| Total Bank Equity Capital | 368,002 |
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Total Interest Expense | 14,831 |
| Total Deposits | 2,260,409 |
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Total NonInterest Expense | 30,549 |
| Net Loans & Leases | 2,076,375 |
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Net Income | 25,285 |
| Loan Loss Allowance | 33,551 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 340,574 |
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Total loans | 2,109,903 |
| Total assets for the leverage ratio | 2,602,780 |
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Loans secured by real estate: | 1,831,222 |
| Tier 1 Leverage Ratio | 11.95 |
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Commercial and industrial loans | 235,100 |
| Tier 1 Capital Ratio | 13.19 |
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Loans to individuals - Credit Cards | 2 |
| Total Capital Ratio | 14.44 |
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Loans to individuals - Other | 600 |
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:· West Coast Community Bank
