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 West Coast Community Bank
West Coast Community Bank
| RSSD ID 3235410 | CERTIFICATE 57591 | ABA NUMBER 121143736 |
| 75 River St |
Quarter Ended : |
2025-09-30 |
| Santa Cruz, California, 95060 |
Updated : |
2025-10-30 |
| www.wccb.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
219 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,837,803 |
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Total Interest Income | 124,351 |
| Total Liabilities | 2,459,469 |
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Total NonInterest Income | 2,988 |
| Total Bank Equity Capital | 378,334 |
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Total Interest Expense | 22,849 |
| Total Deposits | 2,437,810 |
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Total NonInterest Expense | 45,911 |
| Net Loans & Leases | 2,090,087 |
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Net Income | 37,576 |
| Loan Loss Allowance | 37,091 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 349,457 |
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Total loans | 2,109,593 |
| Total assets for the leverage ratio | 2,721,131 |
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Loans secured by real estate: | 1,844,236 |
| Tier 1 Leverage Ratio | 11.74 |
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Commercial and industrial loans | 222,201 |
| Tier 1 Capital Ratio | 13.34 |
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Loans to individuals - Credit Cards | 2 |
| Total Capital Ratio | 14.6 |
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Loans to individuals - Other | 625 |
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:· West Coast Community Bank
