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 First National Bank of Giddings
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First National Bank of Giddings
| RSSD ID 324153 | CERTIFICATE 3217 | ABA NUMBER 113104712 |
| 108 E Austin St |
Quarter Ended : |
2026-06-30 |
| Giddings, Texas, 78942 |
Updated : |
2026-07-29 |
| www.fnbgiddings.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 356,153 |
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Total Interest Income | 9,412 |
| Total Liabilities | 321,591 |
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Total NonInterest Income | 386 |
| Total Bank Equity Capital | 34,562 |
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Total Interest Expense | 3,481 |
| Total Deposits | 315,085 |
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Total NonInterest Expense | 3,407 |
| Net Loans & Leases | 251,629 |
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Net Income | 2,348 |
| Loan Loss Allowance | 3,840 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 256,476 |
| Total assets for the leverage ratio | 363,864 |
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Loans secured by real estate: | 219,707 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 19,858 |
| Off Balance Sheet Exposures (%) | 6.74 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,725 |
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:· First National Bank of Giddings
