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 First National Bank of Giddings
First National Bank of Giddings
| RSSD ID 324153 | CERTIFICATE 3217 | ABA NUMBER 113104712 |
| 108 E Austin St |
Quarter Ended : |
2025-03-31 |
| Giddings, Texas, 78942 |
Updated : |
2025-04-29 |
| www.fnbgiddings.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 336,870 |
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Total Interest Income | 4,295 |
| Total Liabilities | 309,370 |
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Total NonInterest Income | 162 |
| Total Bank Equity Capital | 27,500 |
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Total Interest Expense | 1,719 |
| Total Deposits | 304,827 |
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Total NonInterest Expense | 1,627 |
| Net Loans & Leases | 237,894 |
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Net Income | 947 |
| Loan Loss Allowance | 3,502 |
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Net Charge Offs | (45) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 240,702 |
| Total assets for the leverage ratio | 346,857 |
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Loans secured by real estate: | 207,603 |
| Tier 1 Leverage Ratio | 10.42 |
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Commercial and industrial loans | 18,041 |
| Off Balance Sheet Exposures (%) | 3.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,275 |
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:· First National Bank of Giddings
