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 Summit Bank
Summit Bank
| RSSD ID 3243282 | CERTIFICATE 57706 | ABA NUMBER 123206914 |
| 96 E Broadway |
Quarter Ended : |
2025-03-31 |
| Eugene, Oregon, 97401 |
Updated : |
2025-04-22 |
| https://sbko.bank |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,282,770 |
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Total Interest Income | 19,883 |
| Total Liabilities | 1,153,760 |
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Total NonInterest Income | 177 |
| Total Bank Equity Capital | 129,010 |
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Total Interest Expense | 6,238 |
| Total Deposits | 1,140,787 |
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Total NonInterest Expense | 7,690 |
| Net Loans & Leases | 1,063,950 |
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Net Income | 3,069 |
| Loan Loss Allowance | 12,636 |
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Net Charge Offs | 1,926 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,062,767 |
| Total assets for the leverage ratio | 1,250,802 |
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Loans secured by real estate: | 748,643 |
| Tier 1 Leverage Ratio | 10.41 |
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Commercial and industrial loans | 310,100 |
| Off Balance Sheet Exposures (%) | 16.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,187 |
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:· Summit Bank
