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MainStreet Bank
MainStreet Bank
| RSSD ID 3248849 | CERTIFICATE 57742 | ABA NUMBER 56009246 |
| 10089 Fairfax Blvd |
Quarter Ended : |
2025-12-31 |
| Fairfax, Virginia, 22030 |
Updated : |
2026-01-28 |
| www.mstreetbank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
174 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,209,046 |
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Total Interest Income | 131,586 |
| Total Liabilities | 1,926,403 |
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Total NonInterest Income | 3,650 |
| Total Bank Equity Capital | 282,643 |
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Total Interest Expense | 58,840 |
| Total Deposits | 1,902,250 |
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Total NonInterest Expense | 54,442 |
| Net Loans & Leases | 1,841,833 |
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Net Income | 17,799 |
| Loan Loss Allowance | 19,308 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 306,631 |
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Total loans | 1,820,771 |
| Total assets for the leverage ratio | 2,161,241 |
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Loans secured by real estate: | 1,721,230 |
| Tier 1 Leverage Ratio | 13.28 |
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Commercial and industrial loans | 60,073 |
| Tier 1 Capital Ratio | 15.05 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.08 |
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Loans to individuals - Other | 1,264 |
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