OPTIMUMBANK HOLDINGS, INC. Financial Reports

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:· OPTIMUMBANK HOLDINGS, INC.

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OPTIMUMBANK HOLDINGS, INC.

Institution Profile

Year Opened :

2004

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

OPTIMUMBANK HOLDINGS, INC.

External Auditor :

HACKER JOHNSON SMITH PA

Related Bank / Thrift	Assets	Asset Concentration
OptimumBank	944,548	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	103,866	Total Operating Income	0
Total Liabilities	682	Total Operating Expenses	1,222
Total Equity Capital	103,184	Equity in Undistributed Income	14,034
		Net income (loss)	13,124

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	932,933

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury