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Bank of Walker County
Bank of Walker County
| RSSD ID 3254297 | CERTIFICATE 57640 | ABA NUMBER 62206460 |
| 607 Highway 78 E |
Quarter Ended : |
2025-12-31 |
| Jasper, Alabama, 35501 |
Updated : |
2026-01-22 |
| www.bankofwalkercounty.bank |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 95,547 |
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Total Interest Income | 5,886 |
| Total Liabilities | 85,250 |
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Total NonInterest Income | 696 |
| Total Bank Equity Capital | 10,297 |
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Total Interest Expense | 1,158 |
| Total Deposits | 85,049 |
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Total NonInterest Expense | 3,906 |
| Net Loans & Leases | 73,186 |
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Net Income | 1,312 |
| Loan Loss Allowance | 921 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 74,645 |
| Total assets for the leverage ratio | 97,465 |
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Loans secured by real estate: | 60,014 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 1,991 |
| Off Balance Sheet Exposures (%) | 9.19 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,172 |
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