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 Byron Bank
Byron Bank
| RSSD ID 325534 | CERTIFICATE 902 | ABA NUMBER 71908908 |
| 200 N Walnut St |
Quarter Ended : |
2025-12-31 |
| Byron, Illinois, 61010 |
Updated : |
2026-01-30 |
| www.byronbank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 360,089 |
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Total Interest Income | 18,941 |
| Total Liabilities | 330,333 |
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Total NonInterest Income | 3,034 |
| Total Bank Equity Capital | 29,756 |
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Total Interest Expense | 7,867 |
| Total Deposits | 323,856 |
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Total NonInterest Expense | 9,370 |
| Net Loans & Leases | 244,809 |
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Net Income | 4,292 |
| Loan Loss Allowance | 2,477 |
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Net Charge Offs | 223 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 243,180 |
| Total assets for the leverage ratio | 377,185 |
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Loans secured by real estate: | 204,212 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 26,320 |
| Off Balance Sheet Exposures (%) | 12.17 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,018 |
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:· Byron Bank
