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 CedarStone Bank
CedarStone Bank
| RSSD ID 3262788 | CERTIFICATE 57684 | ABA NUMBER 64108883 |
| 900 W Main St |
Quarter Ended : |
2025-12-31 |
| Lebanon, Tennessee, 37087 |
Updated : |
2026-01-29 |
| www.cedarstonebank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,248 |
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Total Interest Income | 18,780 |
| Total Liabilities | 338,036 |
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Total NonInterest Income | 1,675 |
| Total Bank Equity Capital | 31,212 |
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Total Interest Expense | 8,820 |
| Total Deposits | 311,239 |
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Total NonInterest Expense | 8,100 |
| Net Loans & Leases | 288,953 |
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Net Income | 2,851 |
| Loan Loss Allowance | 1,499 |
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Net Charge Offs | 222 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 34,302 |
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Total loans | 283,611 |
| Total assets for the leverage ratio | 363,372 |
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Loans secured by real estate: | 260,544 |
| Tier 1 Leverage Ratio | 8.99 |
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Commercial and industrial loans | 12,396 |
| Tier 1 Capital Ratio | 10.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.26 |
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Loans to individuals - Other | 10,235 |
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:· CedarStone Bank
