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 CedarStone Bank
CedarStone Bank
| RSSD ID 3262788 | CERTIFICATE 57684 | ABA NUMBER 64108883 |
| 900 W Main St |
Quarter Ended : |
2025-03-31 |
| Lebanon, Tennessee, 37087 |
Updated : |
2025-05-01 |
| www.cedarstonebank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 353,463 |
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Total Interest Income | 4,540 |
| Total Liabilities | 324,851 |
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Total NonInterest Income | 235 |
| Total Bank Equity Capital | 28,612 |
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Total Interest Expense | 2,184 |
| Total Deposits | 299,880 |
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Total NonInterest Expense | 1,953 |
| Net Loans & Leases | 263,024 |
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Net Income | 476 |
| Loan Loss Allowance | 1,508 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,594 |
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Total loans | 261,266 |
| Total assets for the leverage ratio | 359,779 |
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Loans secured by real estate: | 236,476 |
| Tier 1 Leverage Ratio | 8.61 |
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Commercial and industrial loans | 14,446 |
| Tier 1 Capital Ratio | 11.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.13 |
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Loans to individuals - Other | 10,045 |
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:· CedarStone Bank
