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 The Peoples State Bank of Newton, Illinois
The Peoples State Bank of Newton, Illinois
| RSSD ID 326344 | CERTIFICATE 11722 | ABA NUMBER 81206328 |
| 104 W Washington St |
Quarter Ended : |
2025-03-31 |
| Newton, Illinois, 62448 |
Updated : |
2025-04-25 |
| www.psbnewton.com |
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| Institution Profile |
| Year Opened : |
1875 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
9 |
Number of Employees : |
97 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 701,746 |
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Total Interest Income | 8,690 |
| Total Liabilities | 641,708 |
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Total NonInterest Income | 744 |
| Total Bank Equity Capital | 60,038 |
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Total Interest Expense | 3,397 |
| Total Deposits | 580,440 |
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Total NonInterest Expense | 3,153 |
| Net Loans & Leases | 465,720 |
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Net Income | 2,017 |
| Loan Loss Allowance | 5,472 |
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Net Charge Offs | (41) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 466,057 |
| Total assets for the leverage ratio | 720,410 |
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Loans secured by real estate: | 285,105 |
| Tier 1 Leverage Ratio | 10.87 |
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Commercial and industrial loans | 98,569 |
| Off Balance Sheet Exposures (%) | 11.98 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,759 |
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:· The Peoples State Bank of Newton, Illinois
