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The First National Bank in Sioux Falls
The First National Bank in Sioux Falls
| RSSD ID 326858 | CERTIFICATE 4016 | ABA NUMBER 91400020 |
| 100 S Phillips Ave |
Quarter Ended : |
2025-09-30 |
| Sioux Falls, South Dakota, 57104 |
Updated : |
2025-10-20 |
| www.fnbsf.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
18 |
Number of Employees : |
260 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,988,696 |
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Total Interest Income | 73,775 |
| Total Liabilities | 1,801,539 |
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Total NonInterest Income | 15,467 |
| Total Bank Equity Capital | 187,157 |
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Total Interest Expense | 28,927 |
| Total Deposits | 1,578,941 |
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Total NonInterest Expense | 40,556 |
| Net Loans & Leases | 1,449,956 |
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Net Income | 14,010 |
| Loan Loss Allowance | 21,758 |
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Net Charge Offs | 190 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 234,149 |
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Total loans | 1,454,700 |
| Total assets for the leverage ratio | 1,992,884 |
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Loans secured by real estate: | 912,009 |
| Tier 1 Leverage Ratio | 10.8 |
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Commercial and industrial loans | 226,833 |
| Tier 1 Capital Ratio | 14.17 |
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Loans to individuals - Credit Cards | 713 |
| Total Capital Ratio | 15.43 |
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Loans to individuals - Other | 31,375 |
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