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The First National Bank in Sioux Falls
The First National Bank in Sioux Falls
| RSSD ID 326858 | CERTIFICATE 4016 | ABA NUMBER 91400020 |
| 100 S Phillips Ave |
Quarter Ended : |
2025-12-31 |
| Sioux Falls, South Dakota, 57104 |
Updated : |
2026-01-26 |
| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
18 |
Number of Employees : |
261 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,088,099 |
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Total Interest Income | 100,328 |
| Total Liabilities | 1,894,722 |
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Total NonInterest Income | 21,832 |
| Total Bank Equity Capital | 193,377 |
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Total Interest Expense | 38,740 |
| Total Deposits | 1,702,657 |
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Total NonInterest Expense | 53,907 |
| Net Loans & Leases | 1,509,433 |
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Net Income | 20,481 |
| Loan Loss Allowance | 23,091 |
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Net Charge Offs | 657 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 239,467 |
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Total loans | 1,496,910 |
| Total assets for the leverage ratio | 2,114,834 |
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Loans secured by real estate: | 913,015 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 232,540 |
| Tier 1 Capital Ratio | 14.09 |
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Loans to individuals - Credit Cards | 725 |
| Total Capital Ratio | 15.34 |
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Loans to individuals - Other | 30,760 |
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