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VISIONBank
VISIONBank
| RSSD ID 3270046 | CERTIFICATE 57892 | ABA NUMBER 91311106 |
| 3000 25th St S |
Quarter Ended : |
2025-09-30 |
| Fargo, North Dakota, 58103 |
Updated : |
2025-10-28 |
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 302,604 |
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Total Interest Income | 11,402 |
| Total Liabilities | 261,923 |
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Total NonInterest Income | 553 |
| Total Bank Equity Capital | 40,681 |
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Total Interest Expense | 4,057 |
| Total Deposits | 259,385 |
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Total NonInterest Expense | 4,758 |
| Net Loans & Leases | 235,287 |
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Net Income | (258) |
| Loan Loss Allowance | 2,519 |
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Net Charge Offs | 895 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 25,706 |
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Total loans | 236,898 |
| Total assets for the leverage ratio | 285,775 |
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Loans secured by real estate: | 178,172 |
| Tier 1 Leverage Ratio | 8.1 |
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Commercial and industrial loans | 46,019 |
| Tier 1 Capital Ratio | 9.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.02 |
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Loans to individuals - Other | 9,710 |
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