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 Farmers State Bank
Farmers State Bank
| RSSD ID 327220 | CERTIFICATE 8647 | ABA NUMBER 41208421 |
| 11 S Main St |
Quarter Ended : |
2025-12-31 |
| West Salem, Ohio, 44287 |
Updated : |
2026-01-20 |
| www.farmersstate-oh.com |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 190,680 |
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Total Interest Income | 8,612 |
| Total Liabilities | 177,780 |
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Total NonInterest Income | 1,327 |
| Total Bank Equity Capital | 12,900 |
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Total Interest Expense | 1,235 |
| Total Deposits | 172,506 |
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Total NonInterest Expense | 6,502 |
| Net Loans & Leases | 122,113 |
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Net Income | 1,498 |
| Loan Loss Allowance | 1,393 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,224 |
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Total loans | 122,582 |
| Total assets for the leverage ratio | 190,587 |
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Loans secured by real estate: | 95,511 |
| Tier 1 Leverage Ratio | 8.82 |
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Commercial and industrial loans | 20,382 |
| Tier 1 Capital Ratio | 12.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.05 |
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Loans to individuals - Other | 4,470 |
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:· Farmers State Bank
