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 American Commerce Bank, National Association
American Commerce Bank, National Association
| RSSD ID 3272956 | CERTIFICATE 57686 | ABA NUMBER 61120453 |
| 400 Us Highway 27 Byp |
Quarter Ended : |
2025-09-30 |
| Bremen, Georgia, 30110 |
Updated : |
2025-10-29 |
| www.americancommercebank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 495,506 |
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Total Interest Income | 25,989 |
| Total Liabilities | 417,455 |
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Total NonInterest Income | 572 |
| Total Bank Equity Capital | 78,051 |
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Total Interest Expense | 10,070 |
| Total Deposits | 398,060 |
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Total NonInterest Expense | 7,945 |
| Net Loans & Leases | 396,941 |
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Net Income | 6,189 |
| Loan Loss Allowance | 9,172 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,084 |
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Total loans | 416,602 |
| Total assets for the leverage ratio | 500,684 |
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Loans secured by real estate: | 368,378 |
| Tier 1 Leverage Ratio | 15.59 |
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Commercial and industrial loans | 44,318 |
| Tier 1 Capital Ratio | 19.56 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.82 |
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Loans to individuals - Other | 2,005 |
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:· American Commerce Bank, National Association
