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 American Commerce Bank, National Association
American Commerce Bank, National Association
| RSSD ID 3272956 | CERTIFICATE 57686 | ABA NUMBER 61120453 |
| 400 Us Highway 27 Byp |
Quarter Ended : |
2025-03-31 |
| Bremen, Georgia, 30110 |
Updated : |
2025-04-29 |
| www.americancommercebank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 511,515 |
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Total Interest Income | 8,354 |
| Total Liabilities | 437,886 |
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Total NonInterest Income | 181 |
| Total Bank Equity Capital | 73,629 |
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Total Interest Expense | 3,496 |
| Total Deposits | 416,718 |
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Total NonInterest Expense | 2,467 |
| Net Loans & Leases | 432,192 |
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Net Income | 1,767 |
| Loan Loss Allowance | 9,125 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 79,123 |
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Total loans | 449,549 |
| Total assets for the leverage ratio | 521,523 |
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Loans secured by real estate: | 399,257 |
| Tier 1 Leverage Ratio | 14.12 |
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Commercial and industrial loans | 45,984 |
| Tier 1 Capital Ratio | 16.87 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.13 |
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Loans to individuals - Other | 2,069 |
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:· American Commerce Bank, National Association
