|
 |
|
|
 American Commerce Bank, National Association
American Commerce Bank, National Association
| RSSD ID 3272956 | CERTIFICATE 57686 | ABA NUMBER 61120453 |
| 400 Us Highway 27 Byp |
Quarter Ended : |
2025-12-31 |
| Bremen, Georgia, 30110 |
Updated : |
2026-01-23 |
| www.americancommercebank.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 485,001 |
|
Total Interest Income | 34,256 |
| Total Liabilities | 404,704 |
|
Total NonInterest Income | 830 |
| Total Bank Equity Capital | 80,297 |
|
Total Interest Expense | 13,141 |
| Total Deposits | 385,122 |
|
Total NonInterest Expense | 10,719 |
| Net Loans & Leases | 405,455 |
|
Net Income | 8,435 |
| Loan Loss Allowance | 9,187 |
|
Net Charge Offs | 5 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 85,467 |
|
Total loans | 407,089 |
| Total assets for the leverage ratio | 490,222 |
|
Loans secured by real estate: | 367,617 |
| Tier 1 Leverage Ratio | 16.38 |
|
Commercial and industrial loans | 35,878 |
| Tier 1 Capital Ratio | 19.58 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.84 |
|
Loans to individuals - Other | 1,885 |
|
|
|
|
:· American Commerce Bank, National Association
