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 United Southern Bank
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United Southern Bank
| RSSD ID 327435 | CERTIFICATE 15465 | ABA NUMBER 63105285 |
| 750 N Central Ave |
Quarter Ended : |
2026-06-30 |
| Umatilla, Florida, 32784 |
Updated : |
2026-07-08 |
| www.unitedsouthernbank.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 843,004 |
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Total Interest Income | 18,267 |
| Total Liabilities | 778,859 |
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Total NonInterest Income | 3,061 |
| Total Bank Equity Capital | 64,145 |
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Total Interest Expense | 2,893 |
| Total Deposits | 769,060 |
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Total NonInterest Expense | 11,382 |
| Net Loans & Leases | 460,594 |
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Net Income | 5,196 |
| Loan Loss Allowance | 9,192 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 459,600 |
| Total assets for the leverage ratio | 873,650 |
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Loans secured by real estate: | 440,440 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 10,497 |
| Off Balance Sheet Exposures (%) | 2.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,048 |
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:· United Southern Bank
