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 United Southern Bank
United Southern Bank
| RSSD ID 327435 | CERTIFICATE 15465 | ABA NUMBER 63105285 |
| 750 N Central Ave |
Quarter Ended : |
2025-12-31 |
| Umatilla, Florida, 32784 |
Updated : |
2026-01-21 |
| www.unitedsouthernbank.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 841,773 |
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Total Interest Income | 35,895 |
| Total Liabilities | 780,308 |
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Total NonInterest Income | 5,388 |
| Total Bank Equity Capital | 61,465 |
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Total Interest Expense | 7,085 |
| Total Deposits | 771,128 |
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Total NonInterest Expense | 21,087 |
| Net Loans & Leases | 432,891 |
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Net Income | 10,100 |
| Loan Loss Allowance | 9,241 |
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Net Charge Offs | (45) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 437,010 |
| Total assets for the leverage ratio | 875,998 |
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Loans secured by real estate: | 419,016 |
| Tier 1 Leverage Ratio | 10.38 |
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Commercial and industrial loans | 10,122 |
| Off Balance Sheet Exposures (%) | 8.92 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,170 |
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:· United Southern Bank
