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 Coastal States Bank
Coastal States Bank
| RSSD ID 3274709 | CERTIFICATE 57756 | ABA NUMBER 53208105 |
| 5 Bow Cir |
Quarter Ended : |
2025-12-31 |
| Hilton Head Island, South Carolina, 29928 |
Updated : |
2026-01-29 |
| www.coastalstatesbank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,304,649 |
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Total Interest Income | 127,713 |
| Total Liabilities | 2,049,284 |
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Total NonInterest Income | 7,976 |
| Total Bank Equity Capital | 255,365 |
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Total Interest Expense | 52,632 |
| Total Deposits | 1,990,249 |
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Total NonInterest Expense | 47,486 |
| Net Loans & Leases | 1,598,572 |
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Net Income | 25,805 |
| Loan Loss Allowance | 18,743 |
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Net Charge Offs | 335 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 276,985 |
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Total loans | 1,764,612 |
| Total assets for the leverage ratio | 2,289,426 |
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Loans secured by real estate: | 1,189,294 |
| Tier 1 Leverage Ratio | 11.18 |
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Commercial and industrial loans | 220,611 |
| Tier 1 Capital Ratio | 12.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.31 |
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Loans to individuals - Other | 354,707 |
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:· Coastal States Bank
