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 Lakeside Bank
Lakeside Bank
| RSSD ID 32766 | CERTIFICATE 21693 | ABA NUMBER 111906048 |
| 2805 Ridge Rd |
Quarter Ended : |
2025-12-31 |
| Rockwall, Texas, 75032 |
Updated : |
2026-01-29 |
| www.LBTEXAS.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 383,994 |
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Total Interest Income | 22,209 |
| Total Liabilities | 329,733 |
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Total NonInterest Income | 424 |
| Total Bank Equity Capital | 54,261 |
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Total Interest Expense | 9,784 |
| Total Deposits | 309,655 |
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Total NonInterest Expense | 7,918 |
| Net Loans & Leases | 250,241 |
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Net Income | 4,414 |
| Loan Loss Allowance | 2,904 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 244,930 |
| Total assets for the leverage ratio | 392,676 |
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Loans secured by real estate: | 181,411 |
| Tier 1 Leverage Ratio | 13.4 |
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Commercial and industrial loans | 59,576 |
| Off Balance Sheet Exposures (%) | 4.91 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,944 |
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:· Lakeside Bank
