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Empire State Bank
Empire State Bank
RSSD ID 3277241 | CERTIFICATE 57672 | ABA NUMBER 21913862 |
1441 South Ave |
Quarter Ended : |
2025-03-31 |
Staten Island, New York, 10314 |
Updated : |
2025-04-30 |
www.esbna.com |
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Institution Profile |
Year Opened : |
2004 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
58 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 631,692 |
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Total Interest Income | 7,933 |
Total Liabilities | 571,898 |
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Total NonInterest Income | 349 |
Total Bank Equity Capital | 59,794 |
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Total Interest Expense | 3,631 |
Total Deposits | 501,944 |
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Total NonInterest Expense | 3,735 |
Net Loans & Leases | 561,355 |
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Net Income | 738 |
Loan Loss Allowance | 5,150 |
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Net Charge Offs | (3) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 65,049 |
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Total loans | 568,455 |
Total assets for the leverage ratio | 630,732 |
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Loans secured by real estate: | 547,959 |
Tier 1 Leverage Ratio | 9.46 |
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Commercial and industrial loans | 18,560 |
Tier 1 Capital Ratio | 13.81 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 15.06 |
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Loans to individuals - Other | 10 |
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