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 Empire State Bank
Empire State Bank
| RSSD ID 3277241 | CERTIFICATE 57672 | ABA NUMBER 21913862 |
| 1441 South Ave |
Quarter Ended : |
2025-12-31 |
| Staten Island, New York, 10314 |
Updated : |
2026-01-30 |
| www.esbna.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 616,840 |
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Total Interest Income | 31,675 |
| Total Liabilities | 553,876 |
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Total NonInterest Income | 2,200 |
| Total Bank Equity Capital | 62,964 |
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Total Interest Expense | 14,226 |
| Total Deposits | 506,668 |
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Total NonInterest Expense | 14,984 |
| Net Loans & Leases | 544,586 |
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Net Income | 3,711 |
| Loan Loss Allowance | 5,142 |
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Net Charge Offs | (19) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,043 |
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Total loans | 553,328 |
| Total assets for the leverage ratio | 627,660 |
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Loans secured by real estate: | 534,877 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 17,872 |
| Tier 1 Capital Ratio | 14.89 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.14 |
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Loans to individuals - Other | 3 |
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:· Empire State Bank
