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 Ciera Bank
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Ciera Bank
| RSSD ID 327855 | CERTIFICATE 3226 | ABA NUMBER 111905227 |
| 623 Elm St |
Quarter Ended : |
2026-06-30 |
| Graham, Texas, 76450 |
Updated : |
2026-07-23 |
| www.cierabank.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 992,919 |
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Total Interest Income | 30,194 |
| Total Liabilities | 881,981 |
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Total NonInterest Income | 1,354 |
| Total Bank Equity Capital | 110,938 |
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Total Interest Expense | 9,628 |
| Total Deposits | 868,790 |
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Total NonInterest Expense | 12,789 |
| Net Loans & Leases | 751,287 |
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Net Income | 7,348 |
| Loan Loss Allowance | 12,366 |
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Net Charge Offs | 806 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 120,562 |
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Total loans | 745,289 |
| Total assets for the leverage ratio | 989,998 |
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Loans secured by real estate: | 646,280 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 93,149 |
| Tier 1 Capital Ratio | 13.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.62 |
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Loans to individuals - Other | 4,057 |
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:· Ciera Bank
