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 Providence Bank & Trust
Providence Bank & Trust
| RSSD ID 3280625 | CERTIFICATE 57754 | ABA NUMBER 71926375 |
| 630 E 162nd St |
Quarter Ended : |
2025-09-30 |
| South Holland, Illinois, 60473 |
Updated : |
2025-10-16 |
| www.providence.bank |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
185 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,596,285 |
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Total Interest Income | 59,532 |
| Total Liabilities | 1,420,915 |
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Total NonInterest Income | 5,113 |
| Total Bank Equity Capital | 175,370 |
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Total Interest Expense | 19,626 |
| Total Deposits | 1,388,323 |
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Total NonInterest Expense | 26,575 |
| Net Loans & Leases | 1,092,263 |
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Net Income | (10,637) |
| Loan Loss Allowance | 17,555 |
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Net Charge Offs | 1,276 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,105,512 |
| Total assets for the leverage ratio | 1,583,008 |
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Loans secured by real estate: | 972,215 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 124,825 |
| Off Balance Sheet Exposures (%) | 18.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,923 |
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:· Providence Bank & Trust
