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United Business Bank
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United Business Bank
| RSSD ID 3281510 | CERTIFICATE 57716 | ABA NUMBER 121143781 |
| 500 Ygnacio Valley Rd |
Quarter Ended : |
2026-03-31 |
| Walnut Creek, California, 94596 |
Updated : |
2026-04-27 |
| www.unitedbusinessbank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
34 |
Number of Employees : |
327 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,632,362 |
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Total Interest Income | 34,336 |
| Total Liabilities | 2,296,907 |
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Total NonInterest Income | 1,599 |
| Total Bank Equity Capital | 335,455 |
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Total Interest Expense | 8,976 |
| Total Deposits | 2,267,047 |
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Total NonInterest Expense | 16,457 |
| Net Loans & Leases | 1,990,681 |
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Net Income | 8,371 |
| Loan Loss Allowance | 20,600 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 321,289 |
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Total loans | 2,042,068 |
| Total assets for the leverage ratio | 2,566,493 |
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Loans secured by real estate: | 1,863,768 |
| Tier 1 Leverage Ratio | 11.7 |
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Commercial and industrial loans | 176,159 |
| Tier 1 Capital Ratio | 14.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.55 |
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Loans to individuals - Other | 1,114 |
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