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Sterling Bank
Sterling Bank
| RSSD ID 3284490 | CERTIFICATE 57813 | ABA NUMBER 81519073 |
| 1100 Sterling Dr |
Quarter Ended : |
2025-12-31 |
| Poplar Bluff, Missouri, 63901 |
Updated : |
2026-01-29 |
| www.sterbank.bank |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
155 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,524,662 |
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Total Interest Income | 97,798 |
| Total Liabilities | 1,353,304 |
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Total NonInterest Income | 3,129 |
| Total Bank Equity Capital | 171,358 |
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Total Interest Expense | 35,447 |
| Total Deposits | 1,342,848 |
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Total NonInterest Expense | 34,709 |
| Net Loans & Leases | 1,018,407 |
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Net Income | 22,967 |
| Loan Loss Allowance | 14,004 |
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Net Charge Offs | 1,119 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 182,209 |
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Total loans | 1,025,919 |
| Total assets for the leverage ratio | 1,513,895 |
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Loans secured by real estate: | 437,863 |
| Tier 1 Leverage Ratio | 11.21 |
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Commercial and industrial loans | 382,631 |
| Tier 1 Capital Ratio | 16.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.17 |
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Loans to individuals - Other | 12,467 |
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