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 Nantahala Bank & Trust Company
Nantahala Bank & Trust Company
| RSSD ID 3285778 | CERTIFICATE 57784 | ABA NUMBER 53112547 |
| 120 Siler Rd |
Quarter Ended : |
2025-12-31 |
| Franklin, North Carolina, 28734 |
Updated : |
2026-01-27 |
| www.nantahalabank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 279,950 |
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Total Interest Income | 14,564 |
| Total Liabilities | 254,405 |
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Total NonInterest Income | 1,712 |
| Total Bank Equity Capital | 25,545 |
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Total Interest Expense | 3,423 |
| Total Deposits | 253,364 |
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Total NonInterest Expense | 8,558 |
| Net Loans & Leases | 193,395 |
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Net Income | 3,413 |
| Loan Loss Allowance | 1,932 |
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Net Charge Offs | (12) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,197 |
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Total loans | 193,024 |
| Total assets for the leverage ratio | 282,841 |
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Loans secured by real estate: | 181,361 |
| Tier 1 Leverage Ratio | 8.56 |
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Commercial and industrial loans | 8,517 |
| Tier 1 Capital Ratio | 13.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.38 |
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Loans to individuals - Other | 3,627 |
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:· Nantahala Bank & Trust Company
