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 Pacific Valley Bank
Pacific Valley Bank
| RSSD ID 3293540 | CERTIFICATE 57740 | ABA NUMBER 121143833 |
| 422 Main St |
Quarter Ended : |
2025-12-31 |
| Salinas, California, 93901 |
Updated : |
2026-01-28 |
| www.pacificvalleybank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
60 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 710,327 |
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Total Interest Income | 31,380 |
| Total Liabilities | 633,489 |
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Total NonInterest Income | 1,714 |
| Total Bank Equity Capital | 76,838 |
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Total Interest Expense | 10,358 |
| Total Deposits | 629,993 |
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Total NonInterest Expense | 16,418 |
| Net Loans & Leases | 527,941 |
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Net Income | 4,246 |
| Loan Loss Allowance | 7,877 |
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Net Charge Offs | 23 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 526,922 |
| Total assets for the leverage ratio | 604,017 |
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Loans secured by real estate: | 452,967 |
| Tier 1 Leverage Ratio | 12.74 |
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Commercial and industrial loans | 48,491 |
| Off Balance Sheet Exposures (%) | 2.66 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,605 |
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:· Pacific Valley Bank
