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 Pacific Valley Bank
Pacific Valley Bank
| RSSD ID 3293540 | CERTIFICATE 57740 | ABA NUMBER 121143833 |
| 422 Main St |
Quarter Ended : |
2025-06-30 |
| Salinas, California, 93901 |
Updated : |
2025-08-07 |
| www.pacificvalleybank.com |
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| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 572,611 |
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Total Interest Income | 15,014 |
| Total Liabilities | 497,921 |
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Total NonInterest Income | 965 |
| Total Bank Equity Capital | 74,690 |
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Total Interest Expense | 5,076 |
| Total Deposits | 491,060 |
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Total NonInterest Expense | 7,790 |
| Net Loans & Leases | 491,678 |
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Net Income | 2,194 |
| Loan Loss Allowance | 7,672 |
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Net Charge Offs | (53) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 495,537 |
| Total assets for the leverage ratio | 562,212 |
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Loans secured by real estate: | 433,340 |
| Tier 1 Leverage Ratio | 13.37 |
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Commercial and industrial loans | 37,244 |
| Off Balance Sheet Exposures (%) | 2.25 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,252 |
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:· Pacific Valley Bank
