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INSOUTH Bank
INSOUTH Bank
RSSD ID 329550 | CERTIFICATE 22020 | ABA NUMBER 84301408 |
111 S Washington Ave |
Quarter Ended : |
2025-03-31 |
Brownsville, Tennessee, 38012 |
Updated : |
2025-04-28 |
www.insouth.com |
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Institution Profile |
Year Opened : |
1869 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
105 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 543,004 |
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Total Interest Income | 7,788 |
Total Liabilities | 501,016 |
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Total NonInterest Income | 930 |
Total Bank Equity Capital | 41,988 |
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Total Interest Expense | 2,602 |
Total Deposits | 497,450 |
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Total NonInterest Expense | 4,939 |
Net Loans & Leases | 405,017 |
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Net Income | 953 |
Loan Loss Allowance | 5,656 |
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Net Charge Offs | 11 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 53,211 |
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Total loans | 410,867 |
Total assets for the leverage ratio | 542,593 |
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Loans secured by real estate: | 324,292 |
Tier 1 Leverage Ratio | 8.78 |
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Commercial and industrial loans | 68,354 |
Tier 1 Capital Ratio | 10.68 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 11.93 |
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Loans to individuals - Other | 6,897 |
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