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The First National Bank of Granbury
The First National Bank of Granbury
| RSSD ID 329952 | CERTIFICATE 3228 | ABA NUMBER 111906161 |
| 101 E Bridge St |
Quarter Ended : |
2025-12-31 |
| Granbury, Texas, 76048 |
Updated : |
2026-01-27 |
| www.fnbgranbury.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
153 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 992,503 |
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Total Interest Income | 44,784 |
| Total Liabilities | 893,598 |
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Total NonInterest Income | 3,689 |
| Total Bank Equity Capital | 98,905 |
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Total Interest Expense | 11,869 |
| Total Deposits | 888,776 |
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Total NonInterest Expense | 21,983 |
| Net Loans & Leases | 495,989 |
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Net Income | 11,668 |
| Loan Loss Allowance | 6,348 |
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Net Charge Offs | 100 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 506,268 |
| Total assets for the leverage ratio | 950,419 |
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Loans secured by real estate: | 446,823 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 34,134 |
| Off Balance Sheet Exposures (%) | 6.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 15,836 |
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