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First National Bank
First National Bank
| RSSD ID 330239 | CERTIFICATE 22271 | ABA NUMBER 62202859 |
| 341 Military St S |
Quarter Ended : |
2025-12-31 |
| Hamilton, Alabama, 35570 |
Updated : |
2026-01-16 |
| www.fnbhamilton.com |
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| Institution Profile |
| Year Opened : |
1976 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 370,221 |
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Total Interest Income | 18,487 |
| Total Liabilities | 303,917 |
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Total NonInterest Income | 3,252 |
| Total Bank Equity Capital | 66,304 |
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Total Interest Expense | 2,228 |
| Total Deposits | 303,071 |
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Total NonInterest Expense | 9,726 |
| Net Loans & Leases | 149,551 |
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Net Income | 8,513 |
| Loan Loss Allowance | 2,083 |
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Net Charge Offs | 583 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 148,664 |
| Total assets for the leverage ratio | 371,630 |
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Loans secured by real estate: | 90,135 |
| Tier 1 Leverage Ratio | 18.97 |
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Commercial and industrial loans | 18,846 |
| Off Balance Sheet Exposures (%) | 5.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 26,172 |
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