|
 |
|
|
 United Citizens Bank of Southern Kentucky
United Citizens Bank of Southern Kentucky
| RSSD ID 3306598 | CERTIFICATE 57867 | ABA NUMBER 83908433 |
| 700 Jamestown St |
Quarter Ended : |
2025-03-31 |
| Columbia, Kentucky, 42728 |
Updated : |
2025-04-15 |
| www.ucbsky.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
54 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 267,453 |
|
Total Interest Income | 4,232 |
| Total Liabilities | 239,286 |
|
Total NonInterest Income | 398 |
| Total Bank Equity Capital | 28,167 |
|
Total Interest Expense | 1,418 |
| Total Deposits | 231,237 |
|
Total NonInterest Expense | 1,681 |
| Net Loans & Leases | 219,213 |
|
Net Income | 1,094 |
| Loan Loss Allowance | 2,848 |
|
Net Charge Offs | 36 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 31,720 |
|
Total loans | 223,216 |
| Total assets for the leverage ratio | 260,504 |
|
Loans secured by real estate: | 170,319 |
| Tier 1 Leverage Ratio | 11.23 |
|
Commercial and industrial loans | 25,880 |
| Tier 1 Capital Ratio | 14.82 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.07 |
|
Loans to individuals - Other | 16,560 |
|
|
|
|
:· United Citizens Bank of Southern Kentucky
