|
 |
|
|
 United Citizens Bank of Southern Kentucky
|
United Citizens Bank of Southern Kentucky
| RSSD ID 3306598 | CERTIFICATE 57867 | ABA NUMBER 83908433 |
| 700 Jamestown St |
Quarter Ended : |
2026-06-30 |
| Columbia, Kentucky, 42728 |
Updated : |
2026-07-06 |
| www.ucbsky.com |
|
| Institution Profile |
| Year Opened : |
2004 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
6 |
Number of Employees : |
58 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 286,209 |
|
Total Interest Income | 9,173 |
| Total Liabilities | 253,250 |
|
Total NonInterest Income | 889 |
| Total Bank Equity Capital | 32,959 |
|
Total Interest Expense | 2,712 |
| Total Deposits | 243,473 |
|
Total NonInterest Expense | 3,503 |
| Net Loans & Leases | 242,292 |
|
Net Income | 2,724 |
| Loan Loss Allowance | 3,220 |
|
Net Charge Offs | 59 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 36,399 |
|
Total loans | 239,845 |
| Total assets for the leverage ratio | 279,512 |
|
Loans secured by real estate: | 187,993 |
| Tier 1 Leverage Ratio | 12.07 |
|
Commercial and industrial loans | 24,293 |
| Tier 1 Capital Ratio | 15.93 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.19 |
|
Loans to individuals - Other | 16,551 |
|
|
|
|
:· United Citizens Bank of Southern Kentucky
